Consumer Protection Collection agencies BOTTOM LINE: A party may collaterally attack a judgment entered in favor of an unlicensed collection agency because such a judgment is void. CASE: Finch v. LVNV Funding LLC, No. 704, Sept. Term, 2012 (filed June 28, 2013) (Judges Woodward, BERGER & Davis (retired, specially assigned)). RecordFax No. 13-0628-00, 24 pages. [...]